@wedgesocial

Peter McCarroll - Upside Of Student Rentals, Profit First & The Power Of Long-Term Thinking

The Your Life! Your Terms! Show

Peter McCarroll was born in New Zealand, has lived in Canada and the U.S., moved back to New Zealand and is now back in Canada.  Did you follow all that?!  On this episode of The Your Life! Your Terms! Show, Peter (a professional accountant) shares why he chose Student Rental properties for his real estate investments.  We also discuss the power of grandma's envelopes, the value of "profit first" thinking and why planning for the long-term is always the best approach to anything.  You can learn more about Peter and his accounting practice by visiting FuelAccountants.com

@nulegacy

Kevin Rooke - Evolution Of A New Financial System, Lightning Network Updates & Micropayments

On this episode of The Your Life! Your Terms! Show we're chatting with Kevin Rooke to get the latest updates on the Lightning Network.  This is a new financial layer to Bitcoin that is enabling almost instant financial transactions with the final settlement.  The usage over the last few months is really begun to increase rapidly and much of that has to do with some new apps that have launched.  We get all the latest on wallets, value 4 value, podcasting, micropayments, Stacker News and more!  You can find Kevin on Twitter @kerooke or on Nostr kr@stacker.news and his website at StackSats.com

@tkmimice

@maroctreasure

@kelso

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Sean Cooper - Burning Your Mortgage, Debt - Free Financial Freedom, And Quitting Your 9 To 5

@aidn705

Robert Breedlove on Jason Lowery’s ‘Power Projection’ through Bitcoin PoW Thesis on the Your Life Your Terms Show

Robert Breedlove - What Is Money, Economics, Bitcoin & The Importance Of Personal Responsibility

Robert Breedlove on “What is Money” on the Your Life Your Terms Show

@normanremnant

John Vallis - Bitcoin, Life, Economics, Pricing Mechanisms & Human Action

John Vallis has the unique ability to take complex ideas and distill them down to their essence.  On this episode of The Your Life! Your Terms! Show we get John's latest thoughts on Bitcoin, the economy, life, pricing mechanisms and how distortions in the economy are the result of our current system.  You can check out John's podcast, Bitcoin Rapid Fire on Youtube and you can follow John on Twitter @johnkvallis.  Enjoy the show!

@antonpe70419553

Steve Carroll & Margaret Boersma - Real Estate Investing In Your 60s & Crafting Your Perfect Mindset

We've heard that "it's too late for me to start investing in real estate" at least 10,000 times by now.  Well, watch out because here comes Steve and Margaret.  They didn't begin their real estate investing journey until Steve was in his early 60s in 2019.  Margaret passed him a book on real estate and the rest is history.  We're joined on this episode of The Your Life! Your Terms! Show by Leslie Kitchen, a long-time member of the team and true Rock Star.  Enjoy the episode!

@cbplen

Fayek Faza - Building A Sneaker Business From Your Dorm Room & Turning A Hobby Into Profits

On this episode of The Your Life! Your Terms! Show we sit down with Fayek Faza to learn how his sneaker hobby has turned into a full-fledged business. Fayek and Aidan Karadza (Tom's son) are roommates at Western University in London, Ontario.  Fayek became fascinated with sneakers in Grade 9 and slowly began buying and reselling different hard-to-find pairs.  That led into Discord groups, meeting retailers in downtown Toronto and becoming a key source of difficult-to-find sneakers.  If you're not familiar with the sneaker market, then this episode is going to blow your mind!

Behind The Curtains Peek Of The Mortgage Business and Hustling & Buying Properties In Your 20s

Aidan & Anthony from the Rock Star Inner Circle membership team took over this episode while Tom & Nick were away in Croatia. They sat down with the young & knowledgable Lorenzo Podda, Underwriting Manager at BM Select Mortgages. Lorenzo revealed a ton of interesting insights into the mortgage business, how to love what you do for a living and how to put in the long hours needed to succeed in your craft. Lorenzo's a great example of how to hustle hard in your twenties to set up an amazing career & real estate portfolio.

Lorenzo Podda – Behind The Curtains Peek Of The Mortgage Business & Buying Properties In Your 20s

Robin Taub - The Wisest Investment- Teaching Your Kids About Money

Robin Taub is the author of, The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life.  On this episode of The Your Life! Your Terms! Show we chat about allowances, bank accounts, first jobs, taxes and paying yourself first.  And perhaps most importantly, we dive into values and how they play a huge role in all of our finances.  This episode is near and dear to our hearts as we didn't learn about money until we were well into our 20s.  You can learn more about Robin and access the resources mentioned on this episode by visiting TheWisestInvestment.com

Nick Karadza & Tom Karadza founded Rock Star Real Estate Inc. after quitting their jobs in the Software industry to "go it alone" in the world of real estate investing. 
Rock Star Real Estate has gone from zero clients and zero revenues to being listed on Canada's Profit 500 multiple times as one of the country's fastest growing companies.  Together with their team they've now worked on thousands of investments and over a billion dollars of income properties in Canada. 
On this show they chat real estate, business building, the economy, nutrition, fitness and anything else to help us all live life...

@user8535384279132282

@user3027170914445892

Dr. Mike P. Moffatt - Ontario Population Data, Housing Supply, Non-Permanent Residents & More!

Ontario's population has been exploding for years now and it's been a story that's been underreported.  On this episode of The Your Life! Your Terms! Show we chat with Dr. Mike P. Moffatt to break down what his research is showing around housing supply, family formations, non-permanent resident's impact on housing, census data, migration trends and a lot more.  If you're a real estate investor in Ontario you're going to love this episode.  You can find Dr. Mike P. Moffatt on Twitter @MikePMoffatt and on Medium at mikepmoffatt.medium.com. The "Baby Needs a New Home" report that is mentioned on this episode is available here: https://institute.smartprosperity.ca/sites/default/files/Baby-Needs-a-New-Home-Oct-1.pdf

@coneag56

Oscar Merry - The Value 4 Value Economy, Lightning Network, Podcasting 2.0 & The Fountain App

Oscar Merry is building something very interesting.  He is using the power of the Lightning Network to allow content creators to monetize their work with micropayments.  On this episode of The Your Life! Your Terms! Show we discuss why he's doing this, the value of distributed content platforms and how micropayments are now maturing enough to be a serious factor in the economy.  We believe in riding trends and what Oscar is building with his Fountain podcasting app (available on iOS and Android) looks like the beginning of a trend we want to ride.  Enjoy the show!

@user303170286915476

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@merryoscar

Joey & Len - The Canadian Bitcoiners: CBDCs, Interest Rates, Debt, Price Volatility & More!

Joey & Len are The Canadian Bitcoiners and host live YouTube streams twice a week that are full of amazing and engaging content.  They are not short of opinions and on this episode of The Your Life! Your Terms! Show they sit down to chat about: the state of education, interest rates, debt, real estate, Bitcoin price volatility, the Bank of Canada and more.  What we really enjoyed about these guys is their ability to back up what they say with facts and data.  We had a blast chatting and you're going to love this episode.  You can find Joey @JoeyTweeets and Len @TheBTCPriceBot on Twitter and on YouTube at: https://www.youtube.com/c/CanadianBitcoiners

Ricky Zhang and Rohin Jain from The Prince of Travel are somehow travelling the world for free using credit card reward points. We asked them for all their secrets on how they’re doing so. What the best travel credit cards are in Canada, the minimalist credit card portfolio that will get you 80% of the credit card points results you’re looking for, and how to optimally redeem your points for maximum return on investment. If you travel a few times a year or have ever dreamed of travelling all ove

Ricky Zhang & Rohin Jain - How To Travel The World For FREE Using Credit Card Reward Points

On this episode of The Your Life! Your Terms! Show we sit down to go over the state of the real estate market, where do prices go, what's up with Canada's money supply, interest rates, inflation, the price of steaks and more!  Hold onto your seats as we dive into the chaos that is the current economy.  We share all of this not to be negative but to prepare ourselves and in an attempt to not be blind sided by what happens in Canada next.  Enjoy the show!

Tom & Nick Karadza - Future Of Real Estate Prices, Interest Rates, Canadian M2 & More!

Spencer Gatten is an action-taker. He gets an idea in his head and goes for it. He's an amazing example of someone who doesn't waste time thinking about it and instead does it. Along the way, he found real estate, and he's had an incredible journey buying properties for himself and helping others do the same. Spencer's website is www.livinginlondonwithspencer.ca, Instagram is @LivingInLondonWithSpencer, And his YouTube is Living In London with Spencer Gatten. Go to www.YourLifeYourTermsEvent.com

Spencer Gatten - Professional Acting, Real Estate Investing, And Living In London

Hussein Kudrati is a fascinating guy.  He's born in Kenya, educated in Canada, the U.S. and England.  He's back in Canada with his family and has started a thriving law practice in Burlington, Ontario.  Hussein's perspective on life, economics, Canada, family, principles, wealth and real estate are fascinating.  His deep family history gives him a very unique perspective on where Canada is headed economically.  You can find Hussein on Instagram @HSKLawFirm and his practice specializes in real es

Hussein Kudrati - The Top Economic & Social Trends Defining Canada's Future

Get ready for the most in-depth podcast on home and property insurance for real estate investors that you'll EVER hear! We dove into what ALL the inclusions and exclusions you’ll find on a home insurance policy mean, Kyle’s BEST advice for investors on how to adequately protect yourself, and truly SO much more. This podcast is PACKED with practical information for you to understand home insurance and protect yourself better than you ever have before. If you’re looking to learn everything you pos

Kyle Melko - How To Cover Your A$$ With Property Insurance!

Risel Furtado is a force to be reckoned with.  Together with Ernest Furtado she is on a global real estate adventure.  On this episode of The Your Life! Your Terms! Show Risel shares why she quit her job, why she's building a real estate development in The Azores, a region of Portugal, how she got down to Brazil, what she's learned about herself and how she approaches life.  We have had the opportunity to get to know Risel over the last several years and she's been an inspiration.  Together with

Risel Furtado - International Real Estate Investor, Life Long Learner & Living Life On Her Terms!

You can now crowdfund your own real estate deals using the Addy platform. It's a complete game-changer. You can now allow your employees, contractors, tenants, or anyone else you want, to invest in your real estate projects and give them an opportunity to gain ownership of your project. Wait until you hear how people are using the Addy platform to raise capital creatively! 

Use the promo code YOURLIFEYOURTERMS to get your first year free on the addyOne Membership at https://addyinvest.ca./

And

Stephen Jagger - How To Crowdfund Your Real Estate Deals And Give People Skin In The Game

This podcast episode is with Dan Thiessen, the owner of Radix Performance Centre gym in Oakville, and Tony Sozinho, a Radix gym member. Tony recently underwent a radical health & fitness transformation under Dan's coaching. He lost 45 lbs, cut his body fat percentage down by 20%, went from being able to do 0 pull-ups to doing 100 in a single workout, all in the span of only 8 months and at the age of 50 years old. He shares how he did it all in this episode. If you're looking for one on one real

Tony Sozinho & Dan Thiessen -How To Completely Transform Your Health & Fitness In Less Than 8 Months

On this episode of The Your Life! Your Terms! Show we catch up with Saifedean Ammous the author of one of our favourite books, The Bitcoin Standard.  He has recently published his third book, The Principles of Economics.  Saifedean has helped us understand money and the economy in a way that has forever altered our lives.  Once you peek behind the curtain of the fiat system and understand how the economy works on a fiat standard you're left with a life-changing "ah ha".  You can find Saifedean o

Saifedean Ammous - Principles Of Economics, The Bitcoin Standard & The Fiat Standard

John Zada is the author of the book, ‘Veils of Distortion: How the News Media Warps Our Minds’. He’s a lifelong journalist who’s worked as a news writer and producer at CBC News, and Al Jazeera and appeared in various publications such as the Globe & Mail, Toronto Star, The Guardian, National Geographic, the BBC, New York Post, and more. John explains how and why the news has become broken, by depicting our world through a tiny sample of dramatized events that are often far-removed from our expe

John Zada - How the News Media is Warping Our Minds

This podcast is with Steve Phillips, a Rock Star Team Member and investor who works and invests in the region East of Oshawa. Steve started his investment journey in the Durham region and has since moved East to Brighton, Quinte West, Belleville, Prince Edward County, and Kingston. He’s a wealth of information for investing in this region, and is our boots on the ground for investing East of Oshawa. And he’s got an awesome real estate story! Check out https://rockstarinnercircle.com/ to learn mo

Steve Phillips - Investing East Of Oshawa In Kingston, Belleville, Prince Edward County & Beyond

Samantha Gladish was the very first person we ever hired to help us at Rock Star.  It was a scary moment for us and she probably wondered what she had gotten herself into.  Since then she has gone on to do incredible things.  She is the founder of HolisticWellness.ca, focused on helping you heal your hormones and your metabolism, she hosts The Wellness Witch podcast and now coaches entrepreneurs on how to build up their income and craft a business that serves their passion.  It's been incredible

Samantha Gladish - Building Businesses, Holistic Wellness & Living Life On Her Terms

Femi Joda was putting on an epic performance of fitness at Radix Gym in Oakville where we met.  After getting to know his story we were awestruck.  Here's a guy who has was climbing the corporate ladder only to quit and start from scratch with his own business.  On this episode of The Your Life! Your Terms! Show we chat with Femi Joda about why he quit, how he got the idea for DodoFoods.ca and where he's at now.  Before we quit our jobs we would have loved to hear from other local people doing t

Femi Joda - Quitting Your Corporate Job & Diving Into Your Own Business

Robin is an investor, physiotherapist, and financial educator. Robin runs a business where he trains healthcare workers in financial literacy and education. He wished someone would have taught him about these things when he became a physiotherapist, so now he's on a mission to help healthcare workers help themselves out for once! You can check out Robin's Instagram at @FinanciallyFulfilledPhysio and his website at https://www.financiallyfulfilledphysio.com. And you can register for the next upco

Robin Valadares - Calculating Your Return On Time To Escape The Rat Race

Robin Valaderes - Calculating Your Return On Time To Escape The Rat Race

Frank Ungaro is co-host of the Ugly Pike Podcast, the founder of Ugly Pike Pilsner, a BJJ black belt, a real estate investor and an all around good guy.  We absolutely love chatting with Frank and on this episode of The Your Life! Your Terms! Show we discuss some real estate decisions he needs to make, the state of the world, Bitcoin and more.  You can learn more about everything he's up to by visiting TheUglyPike.ca or @UglyPike on Instagram

Frank Ungaro - Ugly Pike Pilsner, Real Estate Decisions, Fishing, BJJ & Bitcoin

Anthony sat down with Tom & Nick on this episode to ask them the question on everyone's mind... Just WHEN are rates going to come down?! In classic Tom & Nick fashion, they explained the bigger picture that is influencing rates in the short-term AND long-term. And what the leading economic indicators are that you should be watching for rates to begin falling again. Understanding the bigger economic picture will give you the context you NEED to make investing decisions with confidence! If you wan

Tom & Nick - When Are Interest Rates Going To Come Down?

These two gentlemen are remarkable.  After a chance meeting at a Rock Star event, Anthony DeGazon & Mark Molder, discovered they shared a unique passion.  They wanted to teach children the truth about money and get kids excited about financial literacy.  On this episode of The Your Life! Your Terms! Show we go behind the scenes of how this came to be, how their first few courses have been received and what they're planning next.  We wholeheartedly support these guys and are thrilled that they ar

Anthony DeGazon & Mark Molder - Kids Financial Literacy, Truth About Money & Following Your Passion

Keith Pinto is the Rock Star Marketing Manager and is a wealth of knowledge in marketing & technology. In this episode, he shares the jaw-dropping impact AI is already having on the world and where it's headed. It's scary stuff... but so is every new powerful technology. We all have the choice to either adopt this new technology and learn how to use it to our advantage, or ignore it and fall behind! Don't be left behind! If you want to learn more Rock Star marketing tips from Tom, Nick & Keith o

Keith Pinto - How AI Is Changing Everything And The Best AI Tools You Can Use

Robert Bradaric is back in-house to share what he's seeing on the streets in the world of commercial real estate.  His father grew a great business with commercial real estate properties in the Burlington, Ontario area and now Robert has taken the reins to run the family business.  On this episode of The Your Life! Your Terms! Show we chat about rent rates, vacancies, office trends, industrial usage types and more.  Not only is Robert a great real estate resource, he's a great friend and amazing

Robert Bradaric - Commercial Real Estate Update, Family & Work Ethic

Never have we met someone who had a deeper understanding of how Facebook marketplace works, and how to fully optimize it for advertising rental properties. This was a masterclass on how to leverage the most powerful advertising platform to find remnants better, faster & cheaper. Buckle up for some serious pro tips on finding and screening tenants that are going to bring your investing skills to the next level!

Hart Togman - Facebook Marketplace & Tenant Placement Masterclass

This is a story of a family's journey from the Middle East to Toronto.  The Kilani story will inspire you, motivate you and highlights all that is good in this world.  On this episode of The Your Life! Your Terms! Show we discuss how and why we crossed paths with the Kilani family, how the father guided the entire family with his wise choices under times of great stress, how the mother guided the family to Toronto and how the siblings stuck together to build a wildly successful jewellery busines

Akram Kilani - The Kilani Jewellery Story Family, Gold, Struggle & Success

Arjun Saraf is the CFO of New Haven Mortgages and we sit down with him on this episode of The Your Life! Your Terms! Show to discuss non-bank lending.  The alternative lending or private money space is often an opaque area can be misunderstood.  Arjun peels back the curtain and discusses how the industry works and some of the pros and cons to be aware of with non-bank lending.  You can learn more about New Haven Mortgage by visiting www.NewHavenMortgage.com

Arjun Saraf - Non-Bank Lending & Alternative Mortgages with New Haven Mortgage

One of the great things about real estate is how versatile it can be as an investment.  We own one property that we've used three different income generating strategies on over the years.  And in times where cash flow is difficult to find with one strategy you can turn to another.  That's exactly what Matthew Varga is doing.  On this episode of The Your Life! Your Terms! Show he is using Airbnb and Airbnb arbitrage to generate cash flow when many say it can't be done.   You can learn more about 

Matthew Varga - Airbnb & Airbnb Arbitrage Creative Cash Flow Strategies With Real Estate

This podcast is with Nick Karadza! Anthony sat down to chat with Nick about investing, balancing all the aspects of life, his no-nonsense attitude for getting things done, his views on what it takes to live life on your own terms, and what holds many people back from doing so. This was a wide-ranging conversation on EVERYTHING it takes to live life on your own terms! If you’ve been getting value from the Your Life. Your Terms. Show, please give the podcast a FIVE STAR rating and review on Apple 

Nick Karadza - How To Get Things Done & Still Enjoy Life Reflections On 20+ Years Of Investing

This podcast is with Nadeem Ahmed, long-time Rock Star investor coach, and real estate investor. Nadeem shares his journey from becoming a clothing store retail business owner to a full-time real estate investor and coach. We chat about student rentals, rent to owns, personal development, infill development, the St Catharines market, investor success stories, and his real estate retirement plans. And, you can check out the complete ramp-up of our social media including full video podcasts, highl

Nadeem Ahmed - Retail Clothing Store Entrepreneur Turned Rock Star Real Estate Investor & Coach

Daria Grabchuk is an immigration consultant, mother, and real estate investor who's bullish on Canadian real estate. In this podcast, she breaks down how the Canadian immigration system works, what you should know as a real estate investor, and how she's investing to benefit from these trends. You'll get a much deeper insight into what's driving the Canadian population growth and the impact it's having on housing. You can contact Daria at 416-877-1871 or email her at info@welcometocanadaimmigrat

Daria Grabchuk - How The Canadian Immigration System Works & Opportunity For Investors

Daniel Prince is living life on his terms.  He walked away from his corporate job in finance and together with his family they are taking the path less travelled.  Travelling the world and now setting in France for a while he has a unique perspective to share with us.  On this episode of The Your Life! Your Terms! Show we catch up on trends he is following, Bitcoin, economics and why money is at the heart of so many of today's global issues.  He's also the author of a great book, Chose Life: The

Daniel Prince - World Perspective, Taking The Path Less Travelled, Sovereign Individual & Author

You're used to hearing Tom interview guests, but this time, Tom is the guest! Anthony sat down with Tom to ask him about what's freaking him out the most in the economy, how he's thinking about the Canadian housing market, and how to escape the "matrix". It was an insightful chat, with Tom's thoughts on some big questions about how to get ahead in life. You can call (905) 338-6964 ext 210 to ask Ashley or Anthony about the Rock Star Inner Circle or to connect you with a Rock Star Investing Coach

Tom Karadza - Escaping The Matrix, Canadian Real Estate, And The Importance Of Working Hard

John Paul Gulbis has taken the most epic vacations.  While many Canadians hit the all-inclusive sun-soaked beaches of the Caribbean, John Paul is often on the side of a mountain, on a tiny trail riding a massive horse!!  On this episode we talk about his travels, get an update on his Alberta property purchase, what he sees in the investment market in Ontario and Alberta and discuss rural property investing.  John Paul has been a huge part of the Rock Star team for over a decade and you can track

John Paul Gulbis - Investing In Alberta & Ontario & Rural Property Demand Trends

The feedback from the first episode with Adam Niman and his discussion of infinite banking was strong.  Adam did a great job exploring a complex topic and after doing some digging into our own policies we wanted to chat with him again.  On this episode we get a bit deeper into the weeds of infinite banking and his book, Fortune or Fiction "Why The Be Your Own Bank Concept is Flawed", available at FortuneorFiction.ca .  You can also check out his first episode here: https://rockstarinnercircle.co

Adam Niman - Fortune Or Fiction Part 2 Infinite Banking Revisited

Garrett LaBarre and Jesse Bobrowski made the trip over from Alberta to explain how they're filling a void left by the big banks when it comes to investor mortgages, specifically for short term funding when flipping or renovating properties.  They don't approve deals like regular banks and use a far more personal approach when working with their investors, and they have some options needing relatively small down payments. Lorenzo Podda joined us to give a bit of perspective of how this differs fr

Garrett LaBarre, Jesse Bobrowski, & Lorenzo Podda - Investor Mortgages For Flippers Or Renovators

Ryan & Russell Mascarenhas are the owners of Goldwyn & Sons, an upper-scale barber shop in Oakville that appeals specifically to entrepreneurs & business people. Not stopping at just running their barber shop, they're now investing in real estate, and opening a Speakeasy bar after hours at their shop. These two brothers have incredible drive, and hearing their deep-seated reasons for tackling entrepreneurship is inspiring!

Ryan & Russell Mascarenhas - Running A Barbershop And Investing In Real Estate

Greg Foss is back in the house to chat about the markets.  On this episode of The Your Life! Your Terms! Show we dive into the regional banking mess in the U.S., what's next for JP Morgan, inflation trends, Balaji's bet, Booth's technology thesis and the types of conversations Greg is having with traditional finance people today.  We always learn something new when Foss joins us and this episode is no different.  Love his energy and you will too, enjoy the show!  Follow Greg on Twitter @FossGreg

Greg Foss - Bitcoin, Banks, Inflation, Risk Management & Market Updates

OK so admittedly I was a bit grumpy recording this ... but we still managed to cover a lot of ground. On this episode of The Your Life! Your Terms! Show we chat about economics, money, the path our monetary system is on, M2 growth, real estate prices, new technology, A.I., Bitcoin and more.  Changes in the economy seem to be accelerating as measured in all sorts of data points and it's important to understand these trends at a high level to position your finances as best possible.  Unfortunately

Tom & Nick Karadza - Economic Updates, M2 Money Supply, Real Estate & Being Grumpy

Gerry Gatto is a lawyer that specializes in working with real estate investors. In this episode, you’ll learn how to protect yourself from new bank draft and wire fraud scams where Canadians are having hundreds of thousands of dollars stolen from them when closing on properties. You’ll also learn Canadian real estate law pro tips like a clause you can include in your offer to purchase to protect yourself and much more. If you want to reach out to Gerry and his office you can do so at GGatto@Gatt

Gerry Gatto - Bank Draft & Wire Scams You Should Know About And Canadian Real Estate Law Pro Tips

Andrew and Paul started working with us in their 20s ... so it's mind-boggling to see how far they've come now that they're in their late 30s.  They have purchased multiple properties, used almost every real estate investing strategy you can think of, have done land development and own multiple properties in the Caribbean.  On this episode of The Your Life! Your Terms! Show we catch up with them to chat about Airbnb and vacation properties.  You can find each of their contact information here: R

Andrew Palhetas & Paul D'Abruzzo - Airbnb, Turks & Caicos & Building Your Real Estate Portfolio

From building and selling a successful SAAS company to investing in real estate, Bitcoin & "Infinite Banking" whole life insurance policies. Kosta is building a financial fortress for himself as a local Canadian family man and it's inspiring to see! We're excited to keep watching him grow as a human and be a part of his journey! You can check out his podcast at FounderViews.com, his website & course for entrepreneurs at HardKnockSaas.com (Use promo code HUSTLE40 to get 40% off), or connect with 

Kosta Panagoulias - Building & Selling SAAS Companies, Real Estate Investing & Infinite Banking

We've known Tony and Marilou for about 15 years now since their real estate investing journey started. They immigrated to Canada from the Philippines and were looking at franchises to buy but decided to start buying some investment properties instead. On this episode of the Your Life! Your Terms! Show we talk to them about their preferred investing strategy, how they've kept great relationships with their tenants even after one started a large fire in one of their properties and the role their r

Tony And Marilou Soria - 15 Years Of Investing Lessons And Retiring Early Because Of Your Properties

These are two guys who have travelled similar paths.  Todd O'Donnell, Ruben Furtado and myself (Tom) all worked together at Oracle.  Then we all left the  corporate life to go out on our own and start an entrepreneurial journey.  On this episode of The Your Life! Your Terms! Show we catch up on life, business and get updates on their respective industries.  You can find Todd at InsuranceTodd.com and Ruben at TheFurtadoGroup.com

Todd O'Donnell & Ruben Furtado - Leaving The Corporate Life, Luxury Real Estate & Insurance Updates

Josh Arnett did what many people talk about but never pull the trigger on.  He quit his high-paying corporate job.  Over the pandemic, he laid out a plan to move his family to a new home, pick up some income-producing real estate and get his license to then help other people invest in real estate as well.  He's now done it all.  He quit, he owns multiple properties and he's now living life on his terms as he helps other Canadians build out their income property portfolios with properties all ove

Josh Arnett - Quitting Your Job, Creating New Streams Of Income & Living Life On His Terms

Insurance policies can be confusing ... at least they are to us.  When we dove into the world of whole life policies it took us months of meetings to finally understand what was going on.  And now Adam Niman has blown all of that out of the water.  On this episode of The Your Life! Your Terms! Show we chat about his book, Fortune or Fiction: Why The Be Your Own Banker Concept is Flawed.  We'll be bringing Adam back on again because we only touched on several concepts that require more discussion

Adam Niman - Infinite Banking Fortune Or Fiction Insurance Policies & Expected Returns

Spencer & Ashley are living life to its fullest! They began with investing in Airbnbs in Niagara, started their own Airbnb management business, quit their jobs, and now live a digital nomad lifestyle, travelling the world cheaply and luxuriously using credit card reward points. They are a living embodiment of the books Rich Dad Poor Dad & the 4-Hour Workweek. They reveal their full story and how they accomplished it all in this episode! You can check out their Instagram at their handle → Spencer

Spencer Giles & Ashley Antidormi - Travelling The World & Growing An Airbnb Business

Peter McCarroll was born in New Zealand, has lived in Canada and the U.S., moved back to New Zealand and is now back in Canada.  Did you follow all that?!  On this episode of The Your Life! Your Terms! Show, Peter (a professional accountant) shares why he chose Student Rental properties for his real estate investments.  We also discuss the power of grandma's envelopes, the value of "profit first" thinking and why planning for the long-term is always the best approach to anything.  You can learn 

There is a critical need for quality housing all around the Greater Toronto & Golden Horseshoe.  On this episode of The Your Life! Your Terms! Show we chat with Leonid Kotov (GreenStreetFlats.com) to chat how he's seizing the opportunity to build quality, modern multi-family on existing single-family lots in Toronto.  These are beautifully constructed new apartments that satisfy "the missing middle" housing requirement that we are in desparate need of.  He's a young, impressive, driven guy who i

Leonid Kotov - Missing Middle Real Estate Opportunity In The Greater Toronto Area & Beyond

Pierre-Paul Turgeon is one of Canada’s leading multi-family investing educators, a full-time multi-family investor, and a former CMHC multi-family underwriter. We covered the latest developments and lending programs available for multi-family investing in Canada, financing, CMHC-insured mortgages, the Alberta and Ontario market, and many other questions about how multi-family investing works in Canada. 

Here are the links mentioned in the episode: 

1) Tom’s weekly blog and the signup page for 

Pierre-Paul Turgeon - Multi-Family Financing Options And CMHC-Insured Mortgages

On this episode of The Your Life! Your Terms! Show we chat with "Plate Licking Pleb" (or Plate for short) about the world of Bitcoin and the upcoming Canadian Bitcoin Conference (CanadianBitcoinConf.com).  Plate works in the traditional world of financial planning here in the Greater Toronto Area.  He brings a unique perspective to his thoughts on Bitcoin, its adoption and its perception by mainstream clients.  He also outlines the plan for the June 17 & 18, 2023 Canadian Bitcoin Conference ... 

Plate Licking Pleb - Canadian Bitcoin Conference & The World Of Bitcoin

Sergio Manzur has an incredible story. He survived hyperinflation growing up in Argentina, moved to Canada 15 years ago, began investing 5 years ago, built a large portfolio of properties in Canada, and now just quit his job, and moved his family to the Dominican Republic to invest in real estate and live there full-time. He shares how he did it all in this insightful episode. You can contact Sergio at Sergio.Manzur@gmail.com or find him on Facebook. And you can check out the 11 BIG benefits of 

Sergio Manzur - Investing Full - Time In The Caribbean & Quitting His Canadian Job

Matthew Campoli is living authentically and it shows.  He has a unique style in handling real estate transactions and is leveraging social media to its fullest potential.  On this episode of The Your Life! Your Terms! Show we ask Matthew about the books he's read, why he's making a different style of real estate video, how he got started as a Realtor, what he's doing with podcasting, Instagram and more.  He's got a unique ability to express himself authentically and it's inspiring.  You can lear

Matthew Campoli - Value Of Authenticity, Airbnb, GTA Real Estate & Living Life On His Terms

Craig Ballantyne isn't letting a newborn slow him down at all.  In fact, it seems like he's more organized and getting more done than ever.  On this episode of The Your Life! Your Terms! Show we catch up with Craig and get his thoughts on the value of finding your life's work, simple strategies to amp up your personal productivity and a different context from which to think about money.  You can find Craig on Instagram @RealCraigBallantyne and you can pick up a copy of his amazing personal produ

Craig Ballantyne - Finding Your Life's Purpose, Getting Stuff Done & Productivity Hacks

On this episode of The Your Life! Your Terms! Show we're chatting with Kevin Rooke to get the latest updates on the Lightning Network.  This is a new financial layer to Bitcoin that is enabling almost instant financial transactions with the final settlement.  The usage over the last few months is really begun to increase rapidly and much of that has to do with some new apps that have launched.  We get all the latest on wallets, value 4 value, podcasting, micropayments, Stacker News and more!  Yo

kerooke@fountain.fm

Fountain

Podcastindex.org

Mark Jeftovic has an international man of mystery feel to him.  A super interesting guy who has been involved in the Internet for decades.  He is the founder of EasyDNS, has amazing insights into the future of online privacy and publishes a newsletter titled: The Bitcoin Capitalist.  On this episode of The Your Life! Your Terms! Show we get Mark's latest thoughts on what he's seeing with the Internet's evolution, the future of money, what's happening to the middle class and get technical with so

Mark Jeftovic - Future Of Privacy & The Internet, The Bitcoin Capitalist & EasyDNS

Adam Kitchener recently shut down the large property management business, that he spent YEARS building, because of burnout. He's now retired at the ripe old age of 30 years old and living off his multi-unit's investment income! Adam shares some of the ugly sides of real estate investing & business building in this open and honest chat... Plus a TON of multi-unit investing expert advice as well! You can check Adam's social media out at MrAdamKitchener on all the social platforms. And you can list

Adam Kitchener - Retiring At 30 Years Old, Multi-Unit Investing In Ontario And Burning Out

John-Michael Bianco is a local story worthy of our attention.  He trains out of Mississauga, ON and had 70 amateur boxing fights, was on track to go the Olympics (before the pandemic squashed that) and has now turned pro.  He's coming off his latest win and now has a record of 5-0.  On this episode of The Your Life! Your Terms! Show we sit down with John-Michael and his strength and conditioning coach, Dan Thiessen from RadixGym.com, to learn about the mental preparation, the physical preparatio

John-Michael Bianco - Turning Pro, Boxing, Mental & Physical Preparation & Living Life On His Terms

Ben and HAC put together an amazing series of charts on the Twitter handle @WTF_1971.  This was the year that Nixon "temporarily" closed the gold window and removed the gold backing of the U.S. dollar.  Their charts on the economy, housing and incomes have gotten a lot of attention over the last few years.  On this episode of The Your Life! Your Terms! Show we ask them to forecast into the future, what do they see happening over the next 3,5 and 10 years.  You can find Ben on Twitter @MrCoolBP a

Ben Prentice & HAC - WTF Happened In 1971 And What Happens In The Economy Next

Ricky Zhang, is the Founder of Prince of Travel, a personal finance and travel community, that teaches Canadians how to travel cheaper, and more luxuriously, by leveraging credit card reward points to their fullest. This was an eye-opening conversation on the potential that credit card rewards miles can have in maximizing the return on your spending. If living life on your terms to you means travelling more, you’re going to want to check this episode out! You can go to https://princeoftravel.com

Ricky Zhang - How To Travel Cheaper & More Luxuriously Using Credit Card Reward Points

In this episode of The Your Life! Your Terms! Show we break down some of the most important concepts around business building and entrepreneurship that we've learned.  Over the years we've read countless business books that talk about the "theory" of business but very few people share the actual numbers that a new business should be focused on.  It's not branding, it's not website hits and it's not your social media following.  These things add value and play a role in your business for sure ...

Tom & Nick Karadza - Entrepreneurship, Leads, Customers & Key Business Numbers To Think About

Chris Bailey is a Canadian writer and productivity consultant, and a GOLDMINE of personal experience and science-backed information on how to live a focused, productive, and CALM life! He's the author of two bestselling books, The Productivity Project, and Hyperfocus, and just released his third book, How to Calm Your Mind: Finding Presence and Productivity in Anxious Times. We chatted with Chris to get some of his best advice on productivity and mental calmness. You can check out https://chrisb

Chris Bailey - How To Calm Your Mind, Hyperfocus, And Live A Productive Life

At 32 years old Marc LaFleur has already accomplished some pretty amazing things.  His latest feat is selling a business he started, Trulocal.ca, after hustling hard to start it from scratch with his co-founder for $16.8 million.  And after chatting with Marc on this episode it's clear that he's just getting started.  From a wild high school experience, to playing football at the University of Waterloo and then starting and selling a business ... he's jammed a life's worth of experience into a f

Marc Lafleur - Hustling, Starting & Selling A Business, Writing A Book & Living Life On His Terms

Sean Cooper is the bestselling author of the book, Burn Your Mortgage: The Simple, Powerful Path to Financial Freedom for Canadians. He bought his first house when he was only 27 in Toronto and paid off his mortgage in 3 years by age 30. Sean then leveraged his mortgage-burning experience, and debt-free life to quit his corporate 9 to 5 and help others with their mortgages as an independent mortgage broker. You can check him out more at https://burnyourmortgage.ca/

On this episode of The Your Life! Your Terms! Show we chat with Per Bylund, author of, How to Think About the Economy.  We have read dozens of books on economics, money and banking over the years and this is one of the books that really stands out.  Per does an excellent job summarizing complex subjects around purchasing power, regulations, pricing mechanism and economic distortions.  We used to think of "Austrian Economics" as one school of economic thinking ... now we think of it as the benchm

Per Bylund - Austrian Economics, Money & How To Think About The Economy

Jon Paul Hunt has been with us as a Rock Star Coach from almost the very beginning.  And Jennifer MacPherson has joined the Rock Star team and become a huge contributor to what we all do.  On this episode of The Your Life! Your Terms! Show we get to know these Rock Star Coaches on a personal level.  We talk horses, the Region of Peel, firefighting and real estate.  We also discuss creating your own life's path and not letting your past define your future.  Good times!!  Enjoy the episode!

JP Hunt & Jennifer MacPherson - Real Estate & Consciously Choosing Your Life's Journey

I had no idea when I met Rachael Thiessen that she would have such a profound impact on my understanding of both fitness and nutrition.   Carbs, fat, protein, Keto, butter, milk ... she explained it all and has no shortage of opinions on all of this.  On this episode of The Your Life! Your Terms! Show, she sits down with her husband and co-Founder of Radix Gym, Dan Thiessen, to share how they approach life and how they create a positive environment at Radix for their clients.  We talk about comp

Dan & Rachael Thiessen - Milk, Muscles, Fitness, Energy Levels & Creating Your Best Self

It's become more appealing than ever to have options, especially travel options.  On this episode of The Your Life! Your Terms! Show we chat with Patrick Findaro (visafranchise.com and vettedbiz.com) to learn how Canadians can leverage the E-2 Visa program to gain legal status in the U.S.. We also chat with Rogelio Caceres (CitizenshipByDescent.io and GlobalRCG.com) to learn the different citizenships options available to Canadians based on the descent.  Both of these can be key components to li

Patrick Findaro & Rogelio Caceres - Multiple Citizenships, U.S. E-2 Visa & Citizenship By Descent

Here we go, 2023 is off to a roaring start.  In the space of 24 hours shortly after New Year's Day we had a Tesla drive us home from a restaurant with no human interaction, Chat GPT has pumping out marketing copy, Artificial Intelligence has been making graphics for us and the NOSTR protocol is enabling decentralized social media like we've never seen before.  The exponential age of technology is upon us.  All of this with a backdrop of wild energy price swings, geopolitical maneuvering, sky hig

Tom & Nick Karadza - 2023 Kick-Off, Market Trends, AI, Inflation, Interest Rates & Economic Data

Jesse Berger, author of Magic Internet Money, has opinions and is willing to share them. Our type of guy.  On this episode of The Your Life! Your Terms! Show we dive into how something turns into "money", we chat about the economy, economics, FTX and the latest events in the world of Bitcoin.  You can learn more about Jesse by visiting www.MagicBitcoinBook.com or on Twitter via @JayBerJay

Jesse Berger - Money, Life & Discussing Current Events In The World Of Bitcoin

On this episode of The Your Life! Your Terms! Show we sit down with UJ Ramdas and a last-minute amazing addition, Justine Pattantyus.  We chat about UJ's journey from creating products, turning them into businesses, selling them and moving on to new challenges.  UJ shares the importance of journaling, meditation and deep thinking in his life.  He is a fascinating guy and we took a lot away from UJ's discussion.  You can track him down via his website UJRamdas.com.  Enjoy the show!

UJ Ramdas & Justine Pattantyus - Business Building To Meditation, Journaling & Focused Thought

Robert Breedlove is a deep thinker.  He is the host of the What is Money Show where he explores the topics with economists, analysts, philosophers and various other fascinating characters.  On this episode of The Your Life! Your Terms! Show we discuss his latest thoughts on money, discuss Austrian economics, the evolution of Bitcoin and the role responsibility plays in our lives.  You can learn more about Robert by visiting www.WhatIsMoneyPodcast.com or via his Twitter @Breedlove22.  Enjoy the s

Mikkel Thorup is the Founder & CEO of ExPat Money, a private consulting firm.
A lifelong traveller & investor, Mikkel now consults clients on obtaining 2nd citizenship & passports, international investment opportunities, and wealth & tax protection.
Hedging international risk will likely only get more important over time as global societies and financial systems become more intertwined.
Understanding and mapping out your "Plan B" could be a valuable exercise!

Mikkel Thorup - 2nd Citizenships, Multiple Passports & International Opportunities

Ray and Yana are up to amazing things. They aren't scared to tackle the seemingly impossible.  Both have incredible stories and on this episode of The Your Life! Your Terms! Show we dive into Ray's idea to turn a beat-down commercial property in Windsor into a modern residential multi-unit.  And he didn't stop there ... he's using the solar power from the roof to run some Bitcoin miners in the utility room which then heat the water for the building!  Unbelievable!  Enjoy the episode!

Ray Blanchard & Yana Sizonenko - Windsor, The Bitcoin Building & Adventures In Real Estate Investing

Ben Rabidoux always brings a wealth of insight to the podcast and this time is no different.  On this episode of The Your Life! Your Terms! Show Ben shares his latest findings on the condo markets, single-family homes, assignments, banking trends, mortgage arrears, population growth numbers and more.  You can follow Ben on Twitter @BenRabidoux and you find his real estate analytics service at www.EdgeAnalytics.ca

Ben Rabidoux - Real Estate Updates, Banks, Mortgages, Condos, Population Trends & More!

Adam has published four books, produced an award-winning documentary on student loan debt, has a TED talk with over 6 million views and helps people achieve financial freedom in their lives. Adam has pioneered what he calls 'The Shred Method', a fascinating way to accelerate debt paydown. You can check Adam’s stuff out more at https://www.theshredmethod.com/ & http://www.adamspeaks.com/

Adam Carroll - Accelerating Debt Paydown, Infinite Banking, TED Talks & More!

Andrew Topping has deep knowledge of the Canadian tax system and how real estate investors can best approach it.  On this episode of The Your Life! Your Terms! Show we discuss some of the changes CRA is implementing around trusts, JV relationships and beneficial ownership of properties.  This will likely impact many investors and it's important information to be aware of.  You can learn more about Andrew's services by visiting LugowyAssociates.com

Andrew Topping - Changes To JV Tax Reporting, Beneficial Ownership & Canadian Tax Strategies

Evan Ungar and Jordan King are impressive guys.  We rarely meet two 31-year-olds who have spent as much time with their own personal development as these two.  On this episode of The Your Life! Your Terms! Show we chat about how they got started, why they are focusing on real estate, their thoughts on the music business and what they're doing there, business building, time management and more.  You can learn more about Jordan and Evan by visiting TUKCapital.com

Evan Ungar & Jordan King - World Records, Real Estate, Music Industry & Business Building

Russell Wescott has survived the wild world of real estate investing for multiple decades.  He's seen it all at this point and he's survived the toughest challenge of them all ... your own ego.  On this episode of The Your Life! Your Terms! Show, we catch up with Russell and get his perspective on investing, lessons he's learned, mistakes he's made and his current thoughts on the Alberta market.  You can learn more about him by visiting RussellWestcott.com

Russell Westcott - BC, Alberta Investing, Lessons Learned & Checking Your Ego

Corrine Sandler has a wild and wonderful life story.  On this episode of The Your Life! Your Terms! Show we dig deep and cover how we may all have some imposter syndrome and how Corrine battled it.  We also discuss principles to live life by, how to deal with feelings of inadequacy, the importance of protecting your thoughts and what life can truly be like when you face it head-on.  Corrine is a breath of fresh air and we're thrilled to share this episode with you.

Corrine Sandler - Your True Self, Principled Living & Crushing Imposter Syndrome

Jay Shaw does the behind-the-scenes work that all investors count on ... property management!  On this episode of The Your Life! Your Terms! Show we get Jay to share what he's seeing with rental rates and trends in rental properties along the west side of the Golden Horseshoe.  We chat about tenant selection processes, best practices for screening prospective tenants and how to set expectations around property management.  You can learn more about Jay's services at www.WelcomeHomePM.ca

Jay Shaw - Rental Trends, Navigating Tricky Markets, Property Management & Tenant Best Practices

Canada is a pretty amazing place.  For all its faults and problems it's still a relatively amazing place to live and raise a family.  Aleksander Kravic's parents managed to come to Canada during an extremely horrible situation in Bosnia and create a new life.  Now Aleks Kravic is leveraging the opportunity of growing up here to create a life on his terms.  We chat about education, life, Physiotherapy and how he got started down the real estate rabbit hole.

Aleksander Kravic - Born In Bosnia, Growing Up In Canada & Creating A Life On Your Terms

Leasing out your first rental property can be a scary business.  Dealing with applicants, screening for income and credit, signing the lease, adding addendums ... it can be overwhelming.  On this episode of The Your Life! Your Terms! Show we sit down with Hart Togman, CEO and Founder of RentPanda.ca to chat about it all.  We get to hear the story of how RentPanda.ca came to be and we cover marketing your property, screening tools, websites to use, lease clauses and more.  You can learn more abou

Hart Togman -  Efficient Leasing Strategies & Tenant Screening Best Practices With RentPanda

Steve Saretsky is a real estate aficionado, a Vancouver Realtor, an Investor and a student of macroeconomics.  And what we enjoy most about Steve is that he's not shy to share his opinions on all of that!  On this episode of The Your Life! Your Terms! Show we dive into Steve's origin story, talk about life principles, chat Vancouver real estate and take some wild guesses at the future of Canadian real estate.  You can follow Steve on Twitter @SteveSaretsky and learn more about Steve and the podc